Personal Financing

We understand that at times you need financing for personal needs and The Valley State Bank has the option for you. We can help out with your lending needs whether they are small or complex. Whether it is close to the holidays or just close to your heart The Valley State Bank understands and is willing to help. ALL Credit Decisions are made quick and locally.

Options include but are not limited to:

Personal Loans: Quick access to funds, easy application, fixed term and rate so you will know exactly how much you'll pay each month, making it easy to budget

CD or Savings Secured Loans: A great way to build credit, quick access to funds with a fixed term and rate and a local friendly staff to walk you through the process.

Holiday Loans: We offer a special short term seasonal loan to help with your holiday expenses with low interest and easy payments. Holiday Loans are issued during the holiday season starting September 1st and are due to be repaid by the 1st of the following September.

Contact one of Our Qualified Personal Loan Officers at The Valley State Bank in Syracuse at 620-384-7451 or at Garden City at 620-805-6700